Fault-tolerant execution infrastructure for the next digital economy.
TOI Labs is a research, development, and infrastructure company focused on high-performance transaction processing, secure communication technologies, and scalable digital ecosystems for enterprises, governments, and institutional markets.
TOI Execution Fabric
Live infrastructure map
Layer 0.5
Execution-first architecture
1M+ TPS
Built for enterprise scale
Constant
Finality objective
AI + RWA + Cloud
Infrastructure focus
Platform
From research to national-scale infrastructure.
Inspired by the SMC Labs foundation in fault-tolerant transaction processing and communication technologies, TOI Labs extends the mission into execution infrastructure for AI, tokenization, cloud, and digital public-private ecosystems.
High-Performance Transaction Processing
TOI Labs builds fault-tolerant, high-throughput execution infrastructure for real-time digital systems, tokenized assets, AI workloads, and enterprise-grade transaction rails.
Next-Generation Communication Fabric
A deterministic coordination layer designed to move data, value, and compute across distributed systems with reliability, auditability, and operational speed.
Secure Digital Infrastructure
Security-first systems architecture for regulated use cases including digital identity, real-world asset tokenization, public-private partnerships, and national-scale platforms.
About Us
Built on deep R&D in fault-tolerant digital infrastructure.
TOI Labs builds on the SMC Labs foundation as a research and development organization specializing in fault-tolerant, high-performance transaction processing and communication technologies. Our work focuses on secure, scalable infrastructure for complex digital ecosystems where reliability, speed, and resilience are mission-critical.
We extend that engineering foundation into enterprise platforms, AI infrastructure, tokenized real-world assets, cloud systems, and public-private digital transformation initiatives.
Research and development company
Fault-tolerant systems engineering
High-performance transaction processing
Advanced communication technologies
Team
Leadership team and advisors.
TOI Labs combines fintech leadership, distributed systems research, enterprise technology execution, protocol architecture, financial governance, and world-class innovation advisory experience.
Leadership Team
Executives and technical leaders building TOI Labs’ infrastructure platform.
Dr. Saiful Khandaker
Pioneering fintech entrepreneur and the first Bangladeshi American to launch a company on the NASDAQ Stock Exchange.
As founder and former CEO of Fintech Ecosystem Development Corporation (NASDAQ: FEXD), Dr. Khandaker raised $115 million through a successful IPO and led the company’s public listing. He is currently Chairman, CEO, and Co-Founder of TOI Labs, where he is leading the development of an infinite-scaling Layer-0.5 blockchain protocol engineered to power next-generation Blockchain, AI, and quantum computing applications.
Dr. Justin Shi
Serial inventor and leading researcher in stateless parallel computing, blockchain, fault-tolerant HPC, and accountable AI.
Dr. Shi is a former Chair of the Computer Science Department at Temple University and a leading researcher in blockchain, fault-tolerant high-performance computing, accountable artificial intelligence, impossibility theories, laws of parallel computing, accountable reasoning systems, von Neumann architectures, and infinitely scalable computing systems.
Michael Hyde
Seasoned technology executive with more than 30 years leading global IT organizations and digital transformation.
Michael Hyde has led major technology initiatives across financial services, IT services, and healthcare. Known for aligning technical vision with business strategy, he has delivered large-scale enterprise solutions and innovation programs in mission-critical environments.
Anku Arvind
Core protocol architect contributing to TOI CHAIN’s scalability, security, and high-assurance distributed systems design.
Since 2023, Anku has been instrumental in designing and architecting the core TOI CHAIN protocol, working closely with Dr. Justin Shi and the senior development team. He brings a multidisciplinary foundation in aerospace engineering and computer science to distributed system design.
Mahfuz Bappee
Finance and investment professional focused on traditional finance, real estate investment, and digital asset markets.
Mahfuz Bappee brings experience in building sustainable, diversified portfolios and developing long-term value strategies within fast-evolving financial ecosystems. He plays a central role in shaping TOI’s financial governance and investment strategy.
Advisory Board
Senior advisors supporting innovation strategy, organizational scaling, and market execution.
Michael Tomczyk
Globally respected authority on disruptive innovation with decades of experience advancing emerging technologies.
Michael Tomczyk helped launch the Commodore VIC-20, the first mass-market home computer to surpass one million units sold, and has led pioneering initiatives across nanotechnology, gene therapy, fintech, and blockchain. He spent 18 years leading innovation research at the Wharton School.
Jenny Junkeer
Chartered Accountant, Agile Project Manager, and Change Management expert with over 17 years of transformation experience.
Jenny Junkeer helps organizations scale, optimize operations, and drive high-value transformation. As CEO of Intent, she leads a consulting team serving clients ranging from SMEs to global enterprises across rapidly evolving industries.
Solutions
Infrastructure solutions for enterprise, government, and institutional markets.
TOI Labs helps organizations move from legacy digital systems into secure, scalable, and programmable infrastructure for real-world value exchange.
RWA tokenization infrastructure
AI city and smart-government platforms
Enterprise cloud and compute services
Blockchain modernization and execution layers
Compliance, identity, and institutional onboarding
Digital asset market infrastructure
Technology suite
A modular stack for the post-blockchain economy.
Each product module can operate independently or as part of a unified execution, identity, data, and capital-market infrastructure layer.
TOI Fabric
Deterministic parallel execution layer for scalable transaction workloads.
TOI Forge
Developer tooling, deployment workflows, and application enablement.
TOI Nexus
Identity, access, compliance, and trust infrastructure.
TOI Atlas
Data, analytics, asset intelligence, and institutional dashboards.
TOI Cloud
Enterprise cloud and infrastructure services for regulated digital ecosystems.
TOI Capital
RWA issuance, investment structuring, and capital-market integrations.
Company
Research depth. Engineering discipline. Global execution.
TOI Labs combines distributed systems research, infrastructure engineering, and commercial deployment strategy to build platforms capable of supporting high-volume, mission-critical digital ecosystems.
Build the next infrastructure layer with TOI Labs.
Engage TOI Labs for enterprise infrastructure, RWA tokenization, AI city platforms, cloud modernization, and mission-critical digital systems.