Terms & Conditions

1. Acceptance of Terms

These Terms & Conditions govern your access to and use of the TOI Labs website, digital properties, content, materials, communications, and related online services collectively referred to as the “Website.”

By accessing or using the Website, you agree to be bound by these Terms. If you do not agree, you should not use the Website.

2. About TOI Labs

TOI Labs is a technology company focused on next-generation digital infrastructure, including distributed systems, AI-enabled execution environments, blockchain-related technologies, digital asset infrastructure, developer tools, enterprise platforms, and related research and development.

The Website is provided for informational, corporate, marketing, and communication purposes only.

3. No Investment, Financial, Legal, or Tax Advice

The information provided on the Website is for general informational purposes only. Nothing on the Website constitutes or should be interpreted as:

• investment advice;
• financial advice;
• legal advice;
• tax advice;
• securities offering material;
• a solicitation to buy or sell securities, tokens, digital assets, or financial instruments;
• a recommendation to participate in any investment, token sale, or digital asset transaction.

Any forward-looking statements, product descriptions, technology roadmaps, ecosystem plans, or market commentary are subject to change and should not be relied upon as guarantees of future performance, availability, revenue, valuation, token utility, or regulatory approval.

4. Eligibility

You may use the Website only if you are legally able to enter into binding agreements under applicable law. You may not use the Website if doing so would violate any applicable law, regulation, sanction, export control rule, or contractual obligation.

5. Restricted Jurisdictions

Access to certain TOI Labs products, services, token-related materials, developer programs, or ecosystem features may be restricted in certain jurisdictions. TOI Labs reserves the right to limit, block, suspend, or terminate access to any Website feature based on location, legal restrictions, compliance requirements, sanctions, or risk considerations.

6. Intellectual Property

All content on the Website, including text, graphics, logos, designs, software, source code, interfaces, visual elements, trademarks, service marks, product names, technology descriptions, documentation, videos, and other materials, is owned by or licensed to TOI Labs.

You may not copy, reproduce, modify, distribute, publicly display, reverse engineer, frame, scrape, or commercially exploit Website content without prior written permission from TOI Labs.

7. Permitted Use

You agree to use the Website only for lawful purposes. You may not:

• interfere with the operation or security of the Website;
• attempt unauthorized access to systems, accounts, data, or networks;
• use bots, crawlers, scrapers, or automated tools without permission;
• upload malicious code, malware, or harmful content;
• misrepresent your identity or affiliation;
• use the Website to violate applicable laws or third-party rights;
• attempt to bypass geographic, compliance, or access restrictions.

8. Third-Party Links and Services

The Website may contain links to third-party websites, tools, integrations, platforms, wallets, exchanges, cloud services, analytics providers, or external resources. TOI Labs does not control and is not responsible for third-party websites, content, policies, security practices, or services.

Your use of third-party services is governed by their own terms and privacy policies.

9. Product and Roadmap Information

Any product descriptions, feature previews, technical architecture summaries, roadmap timelines, performance targets, testnet/mainnet references, developer tools, or ecosystem plans are provided for informational purposes only.

TOI Labs may modify, delay, discontinue, rename, restructure, or cancel any product, feature, roadmap item, platform, token-related initiative, or service at any time without notice.

10. No Warranties

The Website is provided on an “as is” and “as available” basis. TOI Labs makes no warranties, express or implied, regarding:

• accuracy, completeness, or reliability of Website content;
• uninterrupted or error-free Website availability;
• security of the Website;
• absence of viruses or harmful components;
• fitness for a particular purpose;
• merchantability;
• non-infringement;
• future product availability or performance.

11. Limitation of Liability

To the maximum extent permitted by law, TOI Labs and its officers, directors, employees, contractors, advisors, affiliates, and partners shall not be liable for any indirect, incidental, consequential, punitive, special, or exemplary damages arising from or related to your use of the Website.

This includes damages related to lost profits, lost revenue, lost data, business interruption, digital asset losses, reliance on Website content, or third-party services.

12. Indemnification

You agree to indemnify, defend, and hold harmless TOI Labs and its officers, directors, employees, contractors, affiliates, advisors, and partners from any claims, liabilities, damages, losses, costs, or expenses arising from:

• your use of the Website;
• your violation of these Terms;
• your violation of applicable law;
• your infringement of third-party rights;
• your misuse of TOI Labs content, technology descriptions, or materials.

13. Compliance With Laws

You are responsible for complying with all applicable laws and regulations in your jurisdiction, including those relating to data protection, securities, digital assets, sanctions, export controls, anti-money laundering, intellectual property, and online conduct.

14. Privacy

Your use of the Website is also governed by our Privacy Policy, which explains how TOI Labs may collect, use, disclose, and protect personal information.

15. Changes to These Terms

TOI Labs may update these Terms at any time. The updated version will be posted on the Website with a revised effective date. Continued use of the Website after changes are posted means you accept the updated Terms.

16. Termination

TOI Labs may suspend, restrict, or terminate access to the Website at any time, with or without notice, if TOI Labs believes you have violated these Terms, applicable law, or any security or compliance requirement.

17. Governing Law

These Terms shall be governed by the laws of the State of Wyoming, without regard to conflict-of-law principles.

Any disputes shall be resolved in the courts located in [Insert County and State], unless otherwise required by applicable law.

18. Contact

For questions regarding these Terms, contact: